• Borrow up to $15,000 with no interest charges and no fees
  • Any adult connected to the Jewish community in our service area can apply
  • Loans require guarantors to ensure repayment
  • Repay monthly for up to 4 years


How many co-signers (guarantors) do I need?

  • An adoption loan of $15,000 requires 2 guarantors.

How much will I have to pay each month?

  • Most often the monthly payment is a little more than $300 per month.

How do I apply?

  • Click here to start the application process. Once completed, a representative from HFL will get in touch with you to explain the next steps.

Can my husband or wife get a loan?

  • A couple can only get one loan from the adoption fund at a time.

Additional FAQs

Other resources: