• Borrow up to $7,500 with no interest charges and no fees
  • Any adult connected to the Jewish community in our service area can apply
  • Loans require a guarantor to ensure repayment
  • Repay monthly for up to 3 years


How many co-signers (guarantors) do I need?

  • You need 1 co-signer for loans up to $7,500.

How much will I have to pay each month?

  • That depends on the amount and type of your loan. For most of our traditional loans, the repayment is never more than $200 per month. For loans under $5000, it’s less.

Will my loan be eligible for the reduced payment plan for education loans?

  • No, only loans for post-secondary education are eligible for our reduced payment plan.

How do I apply?

  • Click here to start the application process. Once completed, a representative from HFL will get in touch with you to explain the next steps.

Additional FAQs

Also Consider: