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“If you lend money to My people, to the poor among you, do not act towards them as a creditor; exact no interest from them.” (Exodus 22:24)

Read each year as part of Parshat Mishpatim, this text reminds us that interest-free loans are deeply rooted in Jewish values, provide dignity to both borrower and lender, and strengthen our community through collective responsibility.

 


Make Interest-Free Loans Possible in our Community

In the past four years, the total interest-free loans we disbursed nearly tripled. The need continues to grow across the Greater Philadelphia and South Jersey community. We need your help to meet this need.Graph showing growth in number of loans and value of loans. In 2020: 20 loans for $160,000 through 2025 119 loans for $863,500.

“HFL was a light in my very dark corner of the world when ends weren’t possible to meet. Having financial support from the Jewish community made me feel supported and confident.” — Pauline, former borrower
Read more about our impact

Every dollar lent is recycled. As loans are repaid, funds immediately become available for others, allowing your gift to be used for years to come! This February, in honor of Parshat Mishpatim, give a tax-deductible gift that will not only help others, but will be recycled and used for years to come!

Help us raise $5,000 by February 28!


Community Visits

Our team will be visiting local Jewish communities to discuss our programs, share success stories, and engage with you personally.

Would you like to share information about interest-free loans with your community? Contact Anna Marx to let us know. We will gladly present at a service or program, send materials to distribute, and share other ways your congregation or organization can get involved. 


Divrei Torah: Mishpatim Interpretations and Resources

This one brief sentence in the Torah has a lot to teach us about community, ethics, and financial relationships. Below are a few select resources we invite you to explore and learn more. 

Community vs. Customers
The Torah urges us to see each other as community members, not transactional customers.

First Do, Then Understand
Parshat Mishpatim emphasizes faith and commitment first. This leap of faith is not unfamiliar to us at HFL.

The True Cost of Interest
Is interest like a snake bite? Medieval Torah commentator Rashi teaches that they are related.

Words from Beth Sholom Congregation
Read Rabbi Glanzberg-Krainin’s words about HFL and Beth Sholom.

 

 


Thank you to our Mishpatim Partners!

These organizations are partnering with us to get the word out about interest-free loans in Greater Philadelphia and South Jersey.

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